About the securities market. It is advisable to speed up the adoption of legislation on securities and joint-stock companies, and quickly create the necessary infrastructure in such a way as to make securities a means of accumulating additional sums of money for the population.

Another group of measures, in addition to increasing incentives to save money and expand the sphere of payment, is related to interest-free borrowing of money from the population for the purchase of particularly scarce material goods in the future.

For example, in 1990-1995, about 10 million passenger cars were produced in the USSR, of which it is proposed to sell to the public in the coming months at current prices, for example, 7 million. Everyone who buys a car is given a personal certificate with the right to immediately return the money lent to the state in any savings bank in the country. For a car received in 1991, the certificate holder pays its full cost, and for a car sold in 1995, say, only half the cost, he pays the other half in equal installments over the next 5 years. If the certificate holder is not provided with a car within the specified period, the relevant state organization pays a penalty and must return the money, taking into account the most profitable investment of this money in a savings bank or in government securities. Considering that currently their price on the "black" market is 4-5 times higher than the state price, it is possible to collect up to 40 billion rubles of excess funds from the population before the pricing reform.

It is also proposed to do the same with the sale of additional housing, land plots, garages, expensive televisions, refrigerators, video equipment, personal computers, particularly scarce furniture sets, telephone installations, etc. At the same time, it is very important to ensure the provision of scarce material goods in the future at existing government prices, which will give the population confidence that there will not be a large increase in retail prices during the pricing reform and the transition to market prices.

An important area of using the money available to the population is the privatization of property — the sale and rental to labor collectives, cooperatives and individuals for their savings of certain means of production, including land, buildings, machinery and equipment, unfinished construction sites, stocks of raw materials, components and finished products, etc. At the same time, one of the effective ways of privatization is the sale of shares, including the issue of shares in return for the thirteenth salary or bonuses, primarily to members of their team. Online casinos attract millions of players with flashy graphics and big jackpots. But the real value comes from bonus offers that multiply your playing time. When you register using a promo code for melbet the casino welcome package activates across your first five deposits. Each deposit brings a different percentage match and a batch of free spins on selected slot machines. The total package reaches a substantial amount plus several hundred free spins. This allows you to try dozens of games from top providers without constantly reaching for your wallet. Slot enthusiasts particularly approach to bonus distribution.